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Election Season 2014

And it has brought us to this trainwreck called ObamaCare and we have bankrupted our kids and grandkids!

We are now headed into the 2014 Election Season and common sense and conservatism are on the rise. Please stand-up and be counted!

Reading Collusion: How the Media Stole the 2012 Election is a great place to start!

The Founding Father's Real Reason for the Second Amendment

And remember the words of Thomas Jefferson "The strongest reason for the people to retain the right to keep and bear arms is, as a last resort, to protect themselves against tyranny in government." See Video of Suzanna Gratia-Hupp’s Congressional Testimony: What the Second Amendment is REALLY For, below (u-tube HERE).

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Can You Really Still Believe That None of These People Would Have Done a Better Job???

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Showing posts with label college. Show all posts
Showing posts with label college. Show all posts

Monday, April 2, 2012

How California's Colleges Indoctrinate Students

This topic hits home because I am a product of the California public school system and of the UC college system… And most of my friends and our children went to school and college in California as well.  I was a college student in the early 1970’s, when Berkley radicalism was in its hay day and Angela Davis was teaching at UCLA. (Even in the 1970’s the focus was on politics and for the professors to publish… not on teaching the basics.  I once had an English professor, who regularly said, “Once you are our of college and have time to get a real education, you should read this book…”)  It was a time when all things radical were cool with the young and most parents thought it was just an unsettling fad… that would pass.  Instead it was the first open test of the modern American Progressive Movement that changed America forever.  But as the turbulent 1960’s and 1970’s drew to a close and the radicals went to work underground to promote their progressive ideas to eventually become mainstream enough to ‘become the man’, mainstream middle-America went back to sleep believing that it was just a minor flare-up.

The radicals of the 1970’s  who were inspired by Saul Alinsky and his writings and Cloward & Piven and their strategies are still politically active and are still working to overthrow Capitalism and the American system as we know it. They are teaching in our universities where they have trained several new generations of radicals and are teaching them to agitate using the same techniques they used… to reach the planned endgame.

The next generation, inspired by these ‘60’s radical progressives, included the Clintons (Video: Remember Hillary’s famous debate comment in 2007: “I prefer to think of myself as a Progressive!”, after being asked if she was a liberal.) and Barack Obama and his Team in the White House. The newest generation are out in the streets as Occupy Wall Street or Occupy all over America and all over the world, being manipulated by Bill Ayers, Bernadine Dohrn, the Radke brothers, Andy Stern, Al Sharpton, Jesse Jackson and many progressives in our government, including in the White House… and their disciples, people like Van Jones.

Video: William Ayers: 'I Get Up Every Morning Thinking ... Today I'm Gonna End Capitalism'

William Ayers, in a pep talk to an Occupy Wall Street gaggle, said he (still) wakes up every morning thinking about how he's going to end capitalism -- though he acknowledged he goes to bed "every night disappointed."

The co-founder of the radical, Vietnam-era Weather Underground was videotaped chatting up what was identified as an Occupy Union Square group this past week in New York City. He was out checking on the seeds of his American Bolshevik
Revolution.  

For anyone who missed it, Barack Obama started his political career in Bill Ayer’s home and now it seems that Ayers’ family helped Obama with college, as well as Ayers’s being involved in the writing if not the actual author of Obama’s 1995 memoir, Dreams from My Father.  Yet Obama tells us he hardly knew him?!?

Peter Berkowitz, a senior fellow at Stanford University's Hoover Institution and a member of the National Association of Scholars board of directors produced a new report on the UC system, "A Crisis of Competence" which  documents the plague of politicized classrooms. He says the problem is national in scope. "A Crisis of Competence" is posted at:  ww.nas.org/images/documents/A_Crisis_of_Competence.pdf.  Also recently posted at the WSJ. See Video.

Berkowitz’s findings confirm what most non-progressives who have spent anytime on a college campus, in California or most anywhere else in the United States, or with college students already figured out.  The universities (the UC system) are hot beds for radicals: Progressives, Communists, Marxists who generally proselytize their beliefs in the classroom and at activities on and off campus… and are encouraged to do so. (Conservative ideas, critical and  free thinking and individualism are pretty much non-existent and not taught… if even tolerated.)

The politicization of higher education by activist professors and compliant university administrators deprives students of the opportunity to acquire knowledge and refine their minds. It also erodes the nation's civic cohesion and its ability to preserve the institutions that undergird democracy in America.

So argues "A Crisis of Competence: The Corrupting Effect of Political Activism in the University of California," a new report by the California Association of Scholars, a division of the National Association of Scholars (NAS). The report is addressed to the Regents of the University of California, which has ultimate responsibility for governing the UC system, but the pathologies it diagnoses prevail throughout the country.

The analysis begins from a nonpolitical fact: Numerous studies of both the UC system and of higher education nationwide demonstrate that students who graduate from college are increasingly ignorant of history and literature. They are unfamiliar with the principles of American constitutional government. And they are bereft of the skills necessary to comprehend serious books and effectively marshal evidence and argument in written work.

Hoover Institution fellow Peter Berkowitz on the politicization of higher education by activist professors:

This decline in the quality of education coincides with a profound transformation of the college curriculum. None of the nine general campuses in the UC system requires students to study the history and institutions of the United States. None requires students to study Western civilization, and on seven of the nine UC campuses, including Berkeley, a survey course in Western civilization is not even offered. In several English departments one can graduate without taking a course in Shakespeare. In many political science departments majors need not take a course in American politics.

Moreover, the evidence suggests that the hollowing of the curriculum stems from too many professors' preference for promoting a partisan political agenda.

National studies by Stanley Rothman in 1999, and by Neil Gross and Solon Simmons in 2007, have shown that universities' leftward tilt has become severe. And a 2005 study by Daniel Klein and Andrew Western in Academic Questions (a NAS publication) shows this is certainly true in California. For example, Democrats outnumbered Republicans four to one on University of California, Berkeley, professional school faculties; in the social sciences the ratio was approximately 21 to one.

The same 2005 study revealed that the Berkeley sociology department faculty was home to 17 Democrats and no Republicans. The political science department included 28 Democrats and two Republicans. The English department had 29 Democrats and one Republican; and the history department had 31 Democrats and one Republican.

While political affiliation alone need not carry classroom implications, the overwhelmingly left-leaning faculty openly declare the inculcation of progressive political ideas their pedagogical priority. As "A Crisis of Competence" notes, "a recent study by UCLA's prestigious Higher Education Research Institute found that more faculty now believe that they should teach their students to be agents of social change than believe that it is important to teach them the classics of Western civilization."

Some university programs tout their political presuppositions and objectives openly. The mission statements of the Women's Studies program at UCLA prejudges the issues by declaring that it proceeds from "the perspectives of those whose participation has been traditionally distorted, omitted, neglected, or denied." And the Critical Race Studies program at the UCLA School of law announces that its aim is to "transform racial justice advocacy."

Even the august American Association of University Professors—which in 1915 and 1940 published classic statements explaining that the aim of academic freedom was not to indoctrinate but to equip students to think for themselves—has sided with the politicized professoriate.

In 1915, the AAUP affirmed that in teaching controversial subjects a professor should "set forth justly without suppression or innuendo the divergent opinions of other investigators; he should cause his students to become familiar with the best published expressions of the great historic types of doctrine upon the questions at issue."

However, in recent statements on academic freedom in 2007 and 2011, the AAUP has undermined its almost century-old strictures against proselytizing. Its new position is that restricting professors to the use of relevant materials and obliging them to provide a reasonably comprehensive treatment of the subject represent unworkable requirements because relevance and comprehensiveness can themselves be controversial.

On the boundaries, they can be—like anything else. However, it is wrong to dismiss professors' duty to avoid introducing into classroom discussion opinions extraneous to the subject and to provide a well-rounded treatment of the matter under consideration. That opens the classroom to whatever professors wish to talk about. And in all too many cases what they wish to talk about in the classroom is the need to transform America in a progressive direction. Last year the leadership of AAUP officially endorsed the Occupy Wall Street movement.

Excluding from the curriculum those ideas that depart from the progressive agenda implicitly teaches students that conservative ideas are contemptible and unworthy of discussion. This exclusion, the California report points out, also harms progressives for the reason John Stuart Mill elaborated in his famous 1859 essay, "On Liberty": "He who knows only his own side of the case, knows little of that."

The removal of partisan advocacy from the classroom would have long-term political benefits. Liberal education equips students with intellectual skills valued by the marketplace. It prepares citizens to discharge civic responsibilities in an informed and deliberate manner. It fosters a common culture by revealing that much serious disagreement between progressives and conservatives revolves around differing interpretations of how to fulfill America's promise of individual freedom and equality.

It is certainly true that not all progressive professors intrude their politics into the classroom, but a culture of politicization has developed on campus in which department chairs and deans treat its occurrence as routine. "UC administrators," the California report sadly concludes, "far from performing their role as the university's quality control mechanism, now routinely function as the enablers, protectors, and even apologists for the politicized university and its degraded scholarly and educational standards."

In California, this is more than a failure of their duty as educators. It is also a violation of the law. Article IX, Section 9, of the California state constitution provides that "The university shall be entirely independent of all political or sectarian influence and kept free therefrom."

It is incumbent upon the UC Board of Regents, not to mention the governing bodies of other institutions of higher education across the country, to begin the long and arduous work of depoliticizing our universities and renewing liberal education.. and critical thinking.

Our daughter attended Chapman University, a small private college in California and went off to Semester at Sea as part of her college experience, a fabulous adventure of traveling around the world and studying along the way that we managed to provide for her.  They even had Desmond Tutu join them onboard for one leg of the journey where he lectured and the students had one on one access to him.  I think the vicarious journey was as exciting, if not even more exciting, for us as it was for her.  The professors and staff onboard were rotational from all over the United States and in some cases the world.  When our daughter returned home from her sail, she was full of exciting stories but our somewhat apolitical artsy daughter also came home espousing all that is wrong with America, our free-market system and an over-night expert on all that horrors and ills of the world either caused or not fixed by the country that her parents loved, gave her the opportunity to make this amazing journey and that her maternal grandparents sacrificed and left everything behind for to bring their families to the land of freedom and opportunity.

While mainstream America went back to sleep, was hypnotized by the left-controlled media and worked tirelessly to send their children to college, the likes of George Soros, the Rockefellers, Bill Gates and other wealthy progressives funded the radical transformation of America from college campuses to the White House that culminated in the election of Barack Hussein Obama in 2008 and has been working in overdrive ever since.

Ask Marion~ 

April's Whistleblower magazine, "THE COLLEGE ILLUSION," this almost sacrosanct belief in college is currently disintegrating before our eyes. It talks about why chasing a degree so often ends in financial and educational chaos. In light of this new study and what those of us paying attention realize, it seems they are right. Unless your child wants to be a doctor, lawyer, engineer or something that absolutely requires a specialized college education skills looking at trade school, entrepreneurship or working yourself up from the bottom and volunteering for internships may be better and definitely cheaper alternatives.  And if college is the path, while the college system rebuilds itself, check out the institution you are sending your child off to.  Hillsdale College is a good place to start.

It is time that Americans put aside their other activities and interests (including and especially TV) and take a stand. The subscribers to the Progressive Movement have been busy since the early 1900’s and even more so since the end of the open revolution of the 1960’s and 1970’s, now infiltrating every aspect of our lives… from media to education, to control of the food we eat to the White House and Congress… all the while dumbing us down generation by generation… radicalizing and sexualizing our kids.  It is time for us all to stand and work or we will surely fall as we sit on our couches watching the hypnotic screen(s)… TV, computers, games…

Thursday, October 27, 2011

Obama’s Student Loan Plan: Implements Limited Forgiveness and Some Other Changes

Yesterday as part of Obama’s campaign sweep on the taxpayer dime he announced his new student loan plan…

Excerpt:

It is also a part of the plan that monthly payments be capped at a level of 10 percent of the money that left over when all taxes are paid and basic necessities taken care of. This cap has been at 15 percent, which takes a lot more money out of the pockets of citizens and out of the economy.

Understanding Obama Student Loan Forgiveness

President Barack Obama will undoubtedly be remembered for his healthcare reform legislation that was recently passed by Congress. However, there is another program that is much less well known that could affect far more people directly. This is the Obama student loan forgiveness program.

Under the terms of this program, anyone who makes his monthly payments for twenty years after leaving college is eligible to have his/her remaining balance forgiven. At least, this applies to anyone with Federal Direct loans, Stafford loans, and Perkins loans. Those who take out their loans from private lenders such as Sallie Mae are still responsible for repaying their loans in total.

Individuals who spend ten years in public service positions become eligible to have their loans forgiven at that point rather than having to wait the full twenty years. This means that their debt is forgiven in half the time and their debt reduced significantly sooner.

It is also a part of the plan that monthly payments be capped at a level of 10 percent of the money that left over when all taxes are paid and basic necessities taken care of. This cap has been at 15 percent, which takes a lot more money out of the pockets of citizens and out of the economy.

There are also programs in place that allow teachers to work for just five years in elementary or high schools that have been designated as low income schools by the Dept. Of Education. This applies to FFEL loans and to Direct loans.

Military personnel are also able to achieve forgiveness for their student loans if they have a degree. This program works for members of all five branches of service, including the Coast Guard and Reserves.

A final option is to apply for income based repayment terms. While it is probably best to sign up for this early in the life of the loan, older loans may still qualify for this lower payment plan. Of course, the clock starts all over when one signs up for this option. That means that someone who has worked in public service for eight years and signs up for income based repayment must work another ten years in public service instead of the two he/she would have had left.

Student loans are a fact of life for the vast majority of college graduates. This is especially true of those who go beyond a bachelor's degree and take graduate level classes. Sadly, the much higher pay they were promised if they pursued their education to its fullest has not materialized. The economic recession has made this fact even worse for most.

The Obama student loan forgiveness program is intended to help ensure that individuals do not wind up broke because they chose to continue their education. While nobody will see his/her loan just disappear overnight, payments have been lowered and the time shortened that one must pay before the remaining balance is forgiven. Public service workers and teachers are eligible for forgiveness at much faster rates due to the nature of their jobs.

Achieving Student Loan Forgiveness Through One’s Career

For those who wish to get their college degree but are not as financially stable to do so, student loans are definitely a great thing to have. However, the large interest rates of such as well as the length of time it takes to pay for them can make them a financial burden in the long run. This has been the trend until student loan forgiveness programs were introduced.

Some people might not know this fact, but it is actually possible to get a student loan forgiven. An effective way to do so is by getting a job that entitles one to avail of the opportunity to get the loans lessened up to a certain degree.

Here are some of the occupations one can take up and expect the possibility of loan forgiveness.

1. Volunteers - Some of the organizations in the community today can offer a student loan forgiveness opportunity for their volunteers. This is available in exchange for a specified length of time in service.

2. Military personnel - Aside from being able to serve the country, a military man also gets to avail of student loan repayment. However, this is limited to the Army and Air Force as well as their corresponding national guards. The Navy also offers this for its members.

3. Doctor or lawyer - Certified practitioners in both the legal and medical fields can choose from a variety of options to get their student loans forgiven as well. Since it takes up to a six-figure amount for them to finish their degree and be able to practice fully, forgiveness loans are definitely a blessing for them.

4. Teacher - Teaching is a profession greatly honored by the government considering how valuable education is. Because of this, complete loan forgiveness is also offered for those who teach in public elementary, middle and high schools.

Student loans that are set on an income-based repayment plan can take up a maximum of 25 years. This seems like a long time. However, someone who pays dutifully every month without missing a beat might be able to lessen the entire term of the loan.

Knowing all these, a student can take time to assess what college degree to take up and career to build. Of course, it is still very important to take note of what one really enjoys doing, but the financial part of the process is also something to think about in order to reach the ultimate state of financial stability.

White House officials said Obama will provide student loan relief in two ways:

First, he will accelerate a measure approved by Congress that reduces the maximum required payment on future student loans from 15 percent of discretionary income annually to 10 percent. The White House wants it to go into effect in 2012, instead of 2014. In addition, the White House says remaining debt would be forgiven after 20 years, instead of 25.

About 1.6 million borrowers could be affected.

Second, he will allow borrowers who have a current loan from the Federal Family Education Loan Program and a direct loan from the government to consolidate them into one loan. The consolidated loan would carry an interest rate of up to a half percentage point less than before. This could affect 5.8 million more borrowers.

Washington Posts Wonkblog: There is a Bush-Era Backstory on Obama’s ‘New’ Student Debt Proposal

The student debt relief proposal President Obama rolled out this morning isn’t exactly new. As I mentioned earlier today, it’s more of an adaptation: It lowers some existing caps on how much student borrowers have to pay back on their loans each year. Those caps are pegged to income, hence the name for the policy: Income-based repayment. Or, in education policy terms, IBR.

The Obama administration didn’t create IBR; instead, it inherited the policy from its predecessor. President George W. Bush signed the College Cost Reduction and Access Act in September 2007. The law allowed, among other things, for student borrowers to cap loan payments at 15 percent of income and for loan forgiveness after 25 years of payments. All those changes came into effect in July 2009.

Today’s proposal uses the same structure, but moves the goalposts: the cap for loan repayments gets dropped to 10 percent of income and loan forgiveness gets moved up to after 20 years of payments.

The nonprofit Project on Student Debt for years now has been an IBR advocate. It drafted much of the policy proposal that Bush signed in 2007 and that the Obama administration has now strengthened. I spoke this afternoon with the Project on Student Debt’s president, Lauren Asher, about the history of income-based repayment, what these new changes mean and why the new publicity push matters for student borrows. What follows is a transcript lightly edited for content and length:

Sarah Kliff: Tell me about the history of income-based loan repayment. How did the proposal come to be law?

Lauren Asher: We’ve been working on these issues since 2005. The idea of income-based repayment evolved out of an analysis we did, that looked at payment options for student loans. Students were really getting mixed messages from borrowers: Sometimes you’re encouraged to borrow because it’s a good investment; but on the other hand you’re warned not to borrow too much.

We came up with this proposal, which was a sliding scale that took into consideration how much the borrower is earning. We originally thought of it as regulatory, but then legislators got involved. Our original recommendation said that the loan forgiveness should be at 20 years.

SK: But it got set at 25 years. How did that happen?

LA: The way the law got written, the education secretary had the authority to set it up to 25 years, so that’s where it’s currently set.

SK: What does today’s announcement mean for the program? How much more expansive does it get?

LA: One of the most important things about this announcement is the administration is committing to help more borrowers find out about IBR. There’s an estimated half million enrolled right now, and millions more could benefit from the program.

There really needs to be more public outreach and education. So we’re really thrilled that the department is going to do that. If you talk to people at the Occupy Wall Street protests, or in your everyday life, you find they owe more than they ever have before.

SK: That’s interesting that you mention the publicity around the program as the key change here. How much do you think it matters that the administration is also lowering the caps for loan payments in the IBR program?

LA: We’re especially excited about the commitment to raise awareness about IBR. In a previous life I’ve worked on other policy issues. And when something is a new policy, it can take awhile to penetrate public consciousness. With student debt, there’s no time to waste.

That being said, the changes to payment will make the program even more affordable for current students. IBR is a light at the end of the tunnel, and the tunnel will be shorter and brighter with these changes.

Side Note from Tea Party Nation:

The Occupy movement has many goals. Many of them inconsistent with each other, but that is what happens when you smoke too much marijuana.

One thing mentioned by almost every one of the group is the demand that student loans be forgiven.

Let’s assume for a moment that could be done. What would it mean? While consistency is not one of the strong points of the Occupy movement, this would be the ultimate form of corporate welfare.

From the Frum Forum:

All colleges are corporate entities. (Harvard University is actually the oldest corporation in the United States.) Unlike most other entities treated as charities or considered government agencies, they derive most of their revenue from the sale of services–education and research–to paying customers. Only a handful of institutions, maybe 400 of the country’s 4,000 or so colleges and universities, have endowments large enough that they don’t have to watch the “bottom line” for every single project they undertake. Even some colleges with big endowments–Johns Hopkins comes to mind–are fixated on growing revenue and surplus (profit). Explicitly for-profit colleges are just a little more honest about their status as businesses.

If all student loans were to be forgiven, they would almost certainly have to be forgiven for those currently enrolled. Forgiveness, furthermore, would create a precedent that tuition for all colleges would be essentially free going forward. This would amount to an open-ended subsidy that would benefit many of America’s largest corporations (the universities themselves) forever.

Tuition costs would almost certainly rise significantly in any case as the individuals consuming education services (few of whom pay “sticker price” right now) would have no reason to even look at the costs assessed.

Interestingly a Rassmussen poll finds that 66% of Americans oppose student loan forgiveness.

To forgive the estimated $1 trillion in student loans would mean the government would have to give banks $1 trillion dollars to cover that loss.

Where would that money come from? The taxpayers, of course. We have a national debt set to hit $16 trillion soon. What are we going to do, borrow another trillion from China?

Forgiving the student loans also sends several terrible messages. First it teaches people that fiscal discipline does not matter. The student who borrowed $100,000 to land a $20,000 social work job and who spent half that money partying and going on spring break to Cancun, is treated the same as the engineering student who worked his way through school with no student loans and sacrificed to get his or her education.

The fiscal cost alone should sink this really bad idea. What make much more sense, as I have indicated in previous blogs on Tea Party Nation is to change the bankruptcy code and make student loans dischargeable under Chapter 13 bankruptcy. The obligor would still have to pay for a number of years and would pay some of the loan back so the taxpayer is not on the hook for the entire loan amount. This is not a perfect solution but it would allow the person who owes student loans the opportunity to begin moving forward without the crushing debt load on their backs. It would also mean they pay for part of the debt they incurred.

The size of student loan debt forgiveness will probably kill the idea. But look for Obama and the Party of Treason to suggest it as part of a desperate reelection bid.

The Entitlement Trap: How to Rescue Your Child with a New Family System of Choosing, Earning, and Ownership

Ask Marion~